gingras global magazine - the intersection of social enterprise and impact investing
Impact Investing and 2018 Tax Changes - March, 2018
Featured as a guest contributor. I share some thoughts on the 2018 tax changes and how they may shift your view of charitable giving and impact investing.
big money in the 805 podcast
#32 Best of our Feature Interviews. 8 clips worth hearing - February, 2018
I was a guest on this podcast hosted by my colleague Michael Anderson from California. We discuss fee-only planning during the mailbag section starting at the 23 minute and 26 second mark.
financial planning association
OF SILICON VALLEY
An Investor’s Guide to Transitioning Your Money — and Your Mindset — to Retirement - December, 2017
An in depth interview about transitioning your investments as you approach retirement.
the wall street Journal
How Financial Advisers Give Thanks - November, 2017
Paid subscription may be required to read the article. Here is how I thanked my clients.
"Mr. Palazzolo recently mailed custom Thanksgiving cards to his clients. In addition to marking the holiday, he thought the timing was right given that he recently celebrated the one-year anniversary of the official launch of his business.
He wrote a note in each card and purchased National Park stamps for the mailing since most of his clients like to travel.
'It’s a simple, personal and cost-effective way to say thanks,' Mr. Palazzolo says."
Why It’s So Important to Diversify Your Investments - November, 2017
Provides some insight into my overall investment philosophy.
Yahoo Finance - CNBC
Tax moves to make regardless of what happens in Washington - October, 2017
Discussed donating highly appreciated investments and donor advised funds.
U.S. News & World Report
When Do You Convert Into a Roth IRA? - October, 2017
Shared my ideas for retirees in low marginal income tax brackets.
OVER 40 AND OVER 800: SEASONED CREDIT SCORE ACHIEVERS - October, 2017
Stories of individuals who are working to keep their credit scores over 800 including a personal profile.
Work-At-Home Experts Share Their Productivity Tips and Tricks - July, 2017
Many good tips for working at home. Scroll down about half way to see how I try to stay productive.
SMARTSHEET COLLABORATIVE SOFTWARE
Agile for Non-Software Products - January, 2017
Scroll down the linked page to read how Agile software development ideas can be applied to financial planning.
Finances and Intentionality in a Home Purchase: An Interview with Michael Palazzolo podcast - January, 2017
Bill Joyce's mission is to educate home buyers about buying a house that fits their financial and life goals. Bill and I have a nice conversation about intentional home buying.
FINANCIAL ADVISOR IQ
Advisors Debate the Need for DOL Rule - December, 2016
Free subscription required to read the article. I shared my thoughts on the proposed DOL Fiduciary Rule.
"Michael Palazzolo, head of the Birmingham, Mich.-based RIA Fintentional, says that as a fiduciary he’s personally 'indifferent to the potential demise of the DOL rule.' But that’s not because he thinks it goes too far. 'It only covers retirement accounts,' says Palazzolo. 'Does this mean one can act as a fiduciary for retirement accounts but not for money invested outside of retirement accounts?' Palazzolo thinks this uncertainty 'could cause even more confusion for people' despite the rule’s undoubted “good intentions” toward the consumer."
31% Cut in Social Security Benefits Needed by 2031: CBO - December, 2016
Free subscription required to read the article. I shared my thoughts on Social Security.
"Michael Palazzolo, a financial advisor with Fintentional in Birmingham, Michigan, recommends that clients 55 or older use the projected benefit amounts listed on their Social Security Benefit statement. However, he also runs two scenarios for clients aged 55 or older who are worried about Social Security: one with benefits rising annually at 1% to 2% and a second scenario with no inflation adjustments.
For those under age 55, Palazzolo recommends running scenarios using 70% of estimated Social Security benefits and an inflation adjustment of 1% to 2% and, if they’re interested, a second scenario with the full amounts of their estimated benefits."
CHASE - UNDERSTAND YOUR FINANCES
Secrets from people who actually kept their financial New Year's resolutions - December, 2016
A personal and professional interview regarding financial resolutions.
TWENTY OVER TEN - ADVISOR SHOWCASE
Advisor Websites: Fintentional - November, 2016
The story behind Fintentional's name and web site.